Blog by Ravi Singh

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Pickering's Waterfront Fave: PORT

September 8th, 2015

port-outside-LZ.jpgPickering's Waterfront Fave: PORT

The entire team has nothing but good things to say about PORT, located at 1289 Wharf Street in the Bay Ridges community of Pickering. Its literally your one stop, waterfront, vista oriented, ideal date destination WITHOUT LEAVING THE EAST END.

Having a great dining experience and tasty food does not have to be a 1/2 hour to 45 minutes drive to th ...

Bank of Canada Drops Rates... So What?

January 26th, 2015
Bank of Canada Drops Rate... So What?
By Ravi Singh

Bank of Canada drops rates.... so what?


Everyone in the real estate market has been asking us about the BoC's major announcement regarding the rate drop. Firstly, let me start this off by saying its my job to stay educated and informed regarding Canadian Economics, however... my crytsal ball, astrological interpretations and numerolg ...

Leasing out your Brand New Condo in Toronto

January 19th, 2015
Leasing out your Brand new Condo in Toronto
By Ravi Singh

There are a lot of questions about leasing out a condo that was purchased pre-construction. The most common two are:


1. What are the risks to lease before final registration?

2. What are the implications on HST and HST rebates if I lease it out instead of moving in?


Here are some good facts for you.


Firstly, there are ...

RRSPs: 10 things you need to know

January 23rd, 2013
RRSPs: 10 things you need to know
By Paul Russell

Pity the poor Registered Retirement Savings Plan (RRSP). With middle age setting in after more than 50 years – and the new tax-free savings account getting all of the attention – the lowly RRSP can seem like yesterday’s news.

In fact, nothing could be further from the truth. RRSPs continue to represent one of the mos ...

What is an Assignment? Assignment Listing Q&A

August 20th, 2012
What is an Assignment? Assignment Q&A

1. What is an assignment?


An assignment is essentially a sale of a contract or right to acquire property. An

assignment is a transaction whereby the original purchaser (the "Assignor") of a property

sells, and thereby transfers, their interest and obligations under the original contract to a

new purchaser (the "Assignee"). The Assignee wi ...

Florida Investing and Information Seminar | Febraury 2nd 2012

January 30th, 2012

New Mortgage Rules from Finance Minister Jim Flaherty

January 27th, 2011

On January 17th, Finance Minister Jim Flaherty announced three new changes to Canada's Mortgage Rules.

1. A 30-year maximum amortization on insured mortgages over 80% LTV
2. An 85% LTV limit on insured refinances
3. Elimination of government insurance on secured lines of credit (aka., HELOCs)

Flaherty says these regulations are meant to “(encourage) hard-working Canadian families to save by in ...

Keep Your Property Dry as Winter Melts

January 12th, 2011
Whether it's from melted snow or broken pipes, water damage is a common problem this time of year. Not only can it ruin part of your home and personal belongings, but repeated claims can often mean a boost in your insurance premiums.

“Although most homeowners' insurance policies guard against unexpected leaks, certain types of water damage may not be covered,” says Wayne Ross, insurance expe ...

An Evening for First Time Home Buyers

January 3rd, 2011
On Thursday January 20th, The Ravi Singh Team presents our seminar for First Time Home Buyers at the lovely Glow: Fresh Grill and Wine Bar at The Shops at Don Mills. This seminar will educate you on everything you need to know about buying your first property and it is an opportunity to ask questions you've always wanted answer to. RSVP now, space is limited. Click here for further informatio ...

How to create an inviting home for your holiday guests

November 4th, 2010

(NC)—There's no turning back now. With overnight guests confirmed, it's time to showcase how good your home can look for the holiday season with some simple décor solutions. Frank Turco, senior manager of trend and design at The Home Depot Canada shows the do-it-yourself host and hostess how easy it can be to update the look of your home with this season's most popular décor trends:

Paint ...

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