Blog by Ravi Singh

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Listing a home is like Football...

May 25th, 2015
Not all listing agents are created equally. This is one expression that holds very true. Many of my clients have said to me "you do all that?" over and over again. The reason is because a listing agent has to co-ordinate so much.


Right now we have 4 listings coming out and a few more on the way. My job as the listing agent is to manage and ensure a lot of moving pieces all fall into place. ...

5 Things that can go Wrong on Closing Day

August 11th, 2014
5 Things that can go wrong on Closing Day
By Mark Weisleder
www.thestar.com

Closing day for a house deal is stressful. But no matter how well you plan, you must be prepared for unforeseen things to arise. If you handle them the right way, your deal will still close and more importantly, you’ll be satisfied with the result.

Here are some the things that I have seen come up:

...

What First Timer Home-Buyers Need to know about Making an Offer on a House

March 20th, 2014
What First-Time Home-Buyers need to know about Making an Offer on a House
By David Fleming
www.thegridto.com

Recently, I found myself discussing an offer with a buying client on a house that would likely attract a lot of bidders. “So when do we find out what all the other bids are?” the client asked. “You won’t,” I replied. Right then, it occurred to me that very few buyers are aware of ...

What to Look for on your 2013 Income Tax Return

March 11th, 2014
What to look for on your 2013 Income Tax Return
By Evelyn Jacks
www.thestar.com

Related:

It’s another good year for do-it-yourself tax filers. Like last year, there aren’t too many personal tax changes – just one really lucrative new tax credit to encourage people to get into the habit of charitable giving.

Here’s what’s new and some tips for when it’s time to get down to yo ...

CMHC Hikes Mortgage Insurance Premiums

March 3rd, 2014
CMHC Hikes Mortgage Insurance Premiums
By Pete Evans
www.cbc.ca

Canada's national housing agency has increased the cost of insuring mortgages for homebuyers who make down payments of less than 20 per cent.

Starting in May, the housing agency will charge an average of about 15 per cent more to insure mortgages, CMHC said in a release Friday.

Prior to the announcement, the premiums rang ...

Ontario Government Condo Guidebook

February 3rd, 2014

The government of Ontario has written some pretty interesting information on Condominium ownership. Some good reading for you if you've ever wanted to know the difference and details regarding condo ownership:

http://www.sse.gov.on.ca/mcs/en/Pages/Condos.aspx

Home Inspection may Require a Team Approach

January 7th, 2014
Home Inspection may Require a Team Approach
By Mark Weisleder
www.thestar.com

Since writing about changes coming to the home inspection industry, I have received countless emails from home inspectors, real estate agents and buyers. Buyers complained after closing about problems with their home that were not caught during the home inspection. This included serious mold behind one o ...

Pros and Cons to Buying a House before Selling

November 22nd, 2013
Pros and Cons to Buying a House before Selling
By Joe Richer
www.thestar.com

November is Financial Literacy Month, a nationally-recognized month with the goal of protecting and educating consumers about financial services. The theme for this year is Financial Literacy Across Generations. This is the fourth in a series of Ask Joe columns that will touch on important real estate decision ...

Self-employed? Prepare for a long Conversation with your Mortgage Broker

September 20th, 2013
Self-employed? Prepare for a long conversation with your Mortgage Broker

By Danny Bradbury
www.financialpost.com

If you’re self-employed and about to apply for a mortgage, be prepared for some serious form-filling. Getting financing isn’t as easy as it used to be, say mortgage brokers — and for the 15% of Canadians who earn money for themselves without a steady employer’s salary, it’s ...

Are you House Rich or House Poor?

September 18th, 2013
Are you House Rich or House Poor?

By Jason Heath
www.finanicalpost.com

ccording to Statistics Canada, about one-quarter of Canadians are spending too much on housing costs. “Too much” is defined by Canada Mortgage and Housing Corporation (CMHC) as 30% or more of household income. Are you house rich and cash poor?

First off, it’s important to understand what CMHC’s “household income” re ...

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